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Yeah - I don't do that big-goals thing anymore. I sort of used to, until I realized that not only can I not control anything but my own actions, but I don't live in a bubble where other influences will quiet down and allow me to stick to a plan. Any time I've tried to save money toward a goal or work toward it, something interferes, beyond what could be called reasonable small obstacles of life.

So now, what I do is go from one small goal to another and save month to month with no real prize at the end other than survival, punctuated by small pleasures. It's surprising how much better it seems to work, and is less disappointing. I wouldn't have had this view at 30, but I've been through enough in the past decade to see how life actually operates. ;-)

Date: 2012-07-10 12:00 am (UTC)
From: [identity profile] kronette.livejournal.com
That sounds like a damn good plan. My grandiose plan to pay off my CC by next August may not happen, but I am giving it more of an effort than I was before. I don't want to get into serious debt again with this trip to the UK in the spring. It's bad enough the plane ticket will cost $1000+ (gulp). I want to at least have that saved up, but it may come down to a choice: pay off the credit card or save in order to pay cash for the trip. I'm really sick of paying interest, so it's leaning that way. Good luck!

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