If debt is your worst problem, have you tried some kind of consolidation? (I'm afraid I have zero experience with those kind of loans/'financial arrangements' but I'm pretty sure you can have monthly payments lowered - if you're willing to pay for a longer time).

~

I very much agree with heartofslash on setting small goals. I also make lists of Things To Do (because it does feel good when you can cross something off it).

~

I also recommend Green Tea. (My favorite "pick me up" is actually Starbuck's Mocha, but that stuff is so damn expensive I finally had to give it up. I can drink the Tea without sugar - so it's a healthier fix too, for me.)